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10 Surprising Things That Cost More for Women

The American Association of University Women revealed that American women with full-time jobs received 80 percent of what men were paid. More than that, not only are women receiving lower paychecks, they also pay more for the same items and services as men.

Read on to find out the suspiring items that cost more for women and make them spend an extra $1,350 every year.

Women Pay More for Haircuts

It might not come as a surprise that women are willing to spend more on hair care than men. However, it’s not just that they are willing, they don’t really have that much in the saying. That’s because costs are intrinsically higher for women even when they get the same haircut as men, according to a study published in the Journal of Consumer Policy in 2000.

In fact, there are was quite an uproar in Denmark when men and women had to pay the same price for haircuts, following a rule issued by the Gender Equality Board in 2013.

Nowadays, we still have a gender gap, but more and more saloons have started offering the same prices for both genders instead of going by the rule that women’s haircuts are more complex and should, therefore, be charged more.

Women Pay More for Laundering Shirts

If you go to the dry cleaners with a pair of pants or a suit, regardless of your gender, you will roughly pay the same price. However, if you take a woman’s shirt to get laundered, expect to pay more. It’s not because they’re made of all sorts of delicate fabrics and have intricate embroideries that complicate the laundering process, because even laundering women’s shirts that are identical to men’s is charged more.

So, what is it then? One of the reasons invoked by certain laundry companies is the industrial pressing machines that are sized for men’s shirts. However, we’re not that convinced by this reason alone, especially when shorter or smaller men are still not charged as much as women for hand-pressing.

Women Pay More for Cars

Women might not know all the technical characteristics and features of the car they want to buy and choose solely based on color, but this doesn’t mean they have to pay more when buying one.

Car dealers seem to disagree. No wonder, when they make around $250 more than their lowest price when selling to older women. In fact, according to a report by CJ Pony Parts, women are shown prices $200 higher than those offered by car dealers to men.

One of the reasons car dealers charge more for a car has to do with the level of confidence of the car buyer; and with only 38% women reportedly feeling confident when buying a car, it’s no wonder car dealers take advantage of the situation and increase prices.

The lesson to be learned from all of this is that you should always do your research before walking into a car dealership, find out all there is to know about the car you’d like to by, including technical features and price.

Fortunately, with car-buying services such as Costco and websites like Vroom and Carvana, men or women no longer have to deal with car dealers and negotiate with them in person.

Women Pay More for Car Repairs

Apart from paying more when buying a car, women are also charged more when it comes to keeping it running. In support of this statement, researchers at Northwestern University’s Kellogg School of Management recruited men and women to participate in one of their studies which involved calling to various car services and garages and ask about replacing a specific car part.

Women were asked to pay an average of 6% more than men, especially when they confessed that they don’t know anything about the part and its price. They were, however, more likely to obtain a discount, if they asked for one later on. Several other studies performed over the years came up with similar results.

The takeaway: Always be informed before getting your car repaired, even more so if you’re a woman.

Women Pay More for Personal Care Products

According to the Government Accountability Office, women pay much more than men for most personal care products such as deodorant, shower gel, shampoo, perfume or body sprays. Grooming is more important to women compared to most men and that’s what beauty companies rely on and take advantage of. Most products marketed for the female population is almost double the price of men’s products, though razors and shaving gel for men cost more.

Women’s products such as facial moisturizers are also more expensive than those for men, according to the latest study by Massachusetts General Hospital. The lesson to be learned here: Ladies, next time you’re shopping for personal care items, try the men’s aisle as well, especially if you’re not interested in scented products).

Women Pay More for Clothing

One of the most popular clothing items women pay more for is jeans. Those who want to be admired in a new pair of trendy and fashionable “boyfriend jeans” will have to pay around $168 for one. Men, on the other hand, can find similar washes at $80 or $90. Talk about a gender gap!

More than that, shirts for women also cost more than shirts for men and this can also be seen in the price of children’s clothing. According to a report by the New York City Department of Consumer Affairs,  titled “From Cradle to Cane: The Cost of Being a Female Consumer”, clothing for girls costs about 4% more than boys’ apparel.

Girls’ Themed Toys and Accessories Are More Expensive

Speaking of little girls and boys, the price distinction can be seen early in other areas as well, with themed toys and accessories raising to the bar.

For instance, helmets and padding featuring Disney princesses or Hello Kitties and the like are among the most expensive.  According to the New York study “From Cradle to Cane: The Cost of Being a Female Consumer”, a similar helmet or padding for boys costs 13% less than it would for girls. This price difference is also valid for toys in general, where the price gap is 11%.

Women Pay More for Mortgages

This might be the most upsetting and confusing item on the list for which women have to pay thousands of dollars over the course of their lives. According to a 2011 study, women are required to pay for higher-interest mortgages, even when they have better credit scores.

This is supported by a 2005 study, in which 10 percent of women who took out mortgages received the highest-cost subprime loans, compared with about 7.5 percent of men. “There is some research indicating that women are, on the whole, less likely than men to bargain for major consumer purchases and credit transactions,” said Allen Fishbein, the federation’s director of housing and credit policy. “And one of the things that’s still relatively unknown is that mortgage loans can be negotiated with lenders and brokers” because female applicants are less likely than men to search and negotiate for lower rates.

In addition, a follow-up in 2015 of the 2011 study revealed black women have it even worse when it comes to mortgages while the Woodstock Institute found that women in Chicago were less likely to obtain a home loan at all, compared to their male counterparts.

Women Pay More for Car Insurance

Car insurance is expensive, that much we can all agree on. However, when it comes to men and women, insurance companies are not treating gender equally when it comes to setting insurance rates.

According to Insurance Institute for Highway Safety data, men tend to drive more miles, take more risks and be more aggressive when driving; therefore, it’s no wonder that most of us believe that men pay more for insurance.

A 2017 study conducted by the Consumer Federation of America overthrew this theory and revealed that women with impeccable driving records pay much more than men with identical driving records. In terms of premiums, 20-year-old women have to pay lower prices than for 20-year-old men, in most cases.

In 2018, the state of California prohibited insurance companies from setting insurance ratings based on gender. California is one of the latest states to join others that implemented such regulations and although it’s a long way from all states recognizing this gender disparity, it’s still a step in the right direction.


A Fun Gift: Hand Painted Valentine Heart Ornaments & Door Knob Hangers

I love to find funky and fun stuff on the internet and these heart ornaments and doorknob hangers are some of my favs!
I love the way they combine patterns and colors to make a unique statement

I found both of these paper mache hearts and wood hearts on etsy
They’re all reversible, painted on both sides so they look great
from any angle…
You can flip the way they hang for a different look since they are painted on both sides.

Now I’m just trying to imagine how many I would need to “spruce up” my topiary tree


The J.T. Tallon Memorial Equitation Grant was developed by friends and family of the late J.T. Tallon, a Lexington, Virginia, horseman and USHJA member who dedicated his career to equestrian sport for over 40 years. Tallon was dedicated to helping riders excel in the equitation arena. He was part of a group that founded the Southwest Virginia Hunter Jumper Association, led the Southern Seminary for Women to IHSA championship victory eight times, and the Randolph-Macon Woman’s College won three championships with his leadership as Equestrian Director.

The purpose of this grant is to honor Tallon’s commitment to encouraging excellence in the equitation arena by inspiring junior riders with a passion for equitation to pursue their goals. Through this grant, junior USHJA members with limited financial resources who have qualified for a national equitation final are provided the support they need to attend.

Each year, the USHJA Foundation will grant $1,000 to one junior rider who has qualified for a national equitation championship at a fence height of 3′ or higher.*

Eligibility Requirements:

  • Active USHJA Membership
  • US Citizen or Legal Resident
  • Junior Rider that has Qualified for a National Equitation Final on a Horse (pony riders are not eligible for this grant)
  • Demonstrate Financial Need

Applications for the 2021 J.T. Tallon Memorial Equitation Grant will open soon. 

Deadline & Award Notification

Incomplete applications and applications received after the stated deadline will not be considered for this grant. Applicants will be informed of the award decision before the end of August. Previous recipients of this grant may not apply; this grant may only be received by any individual once.

*Eligible Equitation Finals: 3′ 6″ National Finals | Dover Saddlery USEF Hunter Seat Medal | ASPCA Maclay Horsemanship Class | Platinum Performance/USEF Show Jumping Talent Search – East & West | Lindsay Maxwell Charitable Fund/Washington International Horse Show Equitation Finals | Marshall & Sterling Junior Medal Finals | National PHA Medal 3’+ National Finals | Taylor Harris National Children’s Medal Finals | Marshall & Sterling Children’s Medal Finals | Hamel Foundation National Horse Show 3′ 3″ Equitation Championship | USHJA 3′ 3″ Jumping Seat Medal Finals – East and West

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Ducking Jury Duty

I hate to admit it, but when I got my notice for jury duty, my first inclination was to find a way around it. Does that make me a bad person? Probably, but it turns out that I’m not the only one.

The U.S. Marshals Service is warning the public of a nationwide telephone scam involving individuals claiming to be U.S. marshals, court officers or law enforcement officials seeking to collect a fine in lieu of arrest for failing to report for jury duty. The U.S. Marshals Service does not call anyone to arrange payment of fines over the phone for failure to appear for jury duty or any other infraction.

In order to appear more credible, the scammers may even provide information like badge numbers and the names of actual federal judges and courthouse addresses. Victims have been told they can avoid arrest by paying a fine using a reloadable credit card and were urged to call a number and provide their own credit card number to initiate the process. The Marshals Service urges the public not to divulge personal or financial information to unknown callers, even if they sound legitimate. Actual court orders can be verified through the U.S. Clerks Office.

For what it’s worth, doing your civic duty is protected under the law. Federal and State Jury Duty Leave Laws afford certain protections. For example, your employer cannot fire or intimidate you based on your federal jury service. He or she cannot harass or intimidate you, either.

If you believe you were a victim of the jury duty scam, you are encouraged to report the incident to your local law enforcement department, or local U.S. Marshals or FBI office.

For internet-related fraud, the FBI Internet Crime Complaint Center can be contacted at

Additional information about the U.S. Marshals Service can be found at

What Happens If You Hit a Pedestrian?

What Happens If You Hit a Pedestrian?

In Washington DC, there are many pedestrians AND a lot of pedestrian fatalities.  With a rate of 1.89, DC came in second for pedestrian fatalities per 100,000 of the population, from January to June 2020, behind only New Mexico with a rate of 2.12.

Ultimately that puts all pedestrians at a high risk of being involved in an accident. Although you might not intend to harm a pedestrian, doing so can come with serious consequences. It’s important to understand those consequences and to know what you should do if you hit a pedestrian.

The Potential Consequences

There are several potential consequences you could face if you are a driver involved in a pedestrian accident. Any of the following could occur, depending on the circumstances of your accident:


If you were reckless or negligent, you could be fined for the incident. This is often the case when the accident was not intentional and you were at least partially responsible for the accident.

Criminal Charges

When the accident is intentional or the driver committed a crime, there is a possibility of them facing criminal charges. If the victim died, the driver could be charged with manslaughter. In Florida, this crime is a felony and can come with a lengthy jail sentence.

Hit and runs can also result in criminal charges. To avoid facing charges, you should always stop after an accident. No matter how much you worry about the consequences, you should check on the pedestrian and wait for the police to arrive.

Although not all drivers who hit pedestrians face criminal charges, some do. It’s in your best interest to contact an attorney and learn more about the steps you need to take to prevent the maximum penalty.

Suspended or Revoked License

If you were driving while drunk or under the influence of a substance, you could have your license suspended or revoked. This can also occur if you were driving a certain amount above the speed limit or committing another serious traffic violation.

Getting your license back might not be easy. The court could require you to pay fees, take classes, and wait for a certain period of time.

Personal Injury Claim

If you were partially responsible for the accident, the victim or their family could file a personal injury claim against the driver. However, this type of lawsuit is a civil case. Even if a judge rules in the victim’s favor, you cannot receive jail time.

Typically, the claim will affect your insurance company and not your own bank account. The victim can seek damages for their medical bills, pain and suffering, and missed wages.

Who is Responsible for Your Accident?

Sometimes, the driver is not responsible for the accident. You might follow every traffic law and be very vigilant, but a reckless pedestrian could still cause you to be involved in an accident.

This is often the case when the pedestrian is drunk, ignores traffic signals, or intentional jumps in front of a vehicle. If the pedestrian is the only one responsible for your accident, then you are unlikely to face consequences.

Regardless of your situation, you should contact an attorney for help. A pedestrian accident in DC could have serious consequences, and you may need to fight for your rights. By working with an experienced attorney, you may be able to limit or eliminate the legal consequences of your accident.

Tips for Pedestrian Safety

Tai Chi for Mental Health

An examination of 40 studies gives a modestly positive review on the use of tai chi, a low-impact martial art, for improving mental health. Tai chi has been practiced for hundreds of years but is not typically recognized as an effective treatment method for mental health conditions in the Western world.

This martial art technique has been associated with reduced stress, anxiety and depression, and enhanced mood, in both healthy people and those with chronic conditions.

The systematic review of the subject, published in the open-access journal BMC Complementary and Alternative Medicine, found that although tai chi does appear to have positive psychological effects, more high-quality, randomized trials are needed. The overwhelming evidence found by researchers, however, demonstrated a robust positive result for the use of tai chi to help improve a person’s mental health.

Dr. Chenchen Wang, associate professor at Tufts Medical Center, Tufts University School of Medicine in Massachusetts, worked with a team of researchers to pool the results of the studies, including 17 randomized controlled trials, into the mental health effects of tai chi.

She said, “Tai chi, the Chinese low-impact mind-body exercise, has been practiced for centuries for health and fitness in the East and is currently gaining popularity in the West. It is believed to improve mood and enhance overall psychological well-being, but convincing evidence has so far been lacking.”

Wang and her colleagues found that practicing tai chi was associated with reduced stress, anxiety, depression and mood disturbance, and increased self-esteem. These findings were fairly robust, meaning that the researchers believe the effects to be not just statistically meaningful, but also significant in improving the subjective experiences of the people in the studies.

The quality of the studies identified was generally modest, however. Rigorous, prospective, well-controlled randomized trials with appropriate comparison groups and validated outcome measures are generally lacking. The researchers did not find any meaningful negative side effects by practicing tai chi, or giving it a try, unlike many active treatments such as medications or psychotherapy.

Wang said, “More detailed knowledge about the physiological and psychological effects of tai chi exercise may lead to new approaches to promote health, treat chronic medical conditions, better inform clinical decisions and further explicate the mechanisms of successful mind-body medicine.”

More research is needed to confirm the positive impact of tai chi. But in this largest study ever of the impact of this martial art, the data are promising.

I’m going to miss it here

I haven’t updated in a while but it’s never too late! Another semester starting and I’m excited as always. Breaks are always good but I really like my courses! I know I’m going to miss it here soon 🙁

New semester is approaching quickly – I have been enjoying my break too much!

I have really been enjoying my break a lot! I had a great visit with my parents and I went to see my sister in California. I really miss her sometimes and I wish I could spend more time with her. Love you, Sis! I’m thinking about applying to graduate schools in California but I have some time before I really even have to think about that. Here’s to another successful semester!

Exams – Stressed!

That’s all! Just stressed!

Sailing is my new love!

For weeks now I have been learning to sail and I am really loving it 🙂 I wish I had discovered this when I was a bit younger. My instructor is amazing and I am learning so much! I want to thank my instructor and all the other students that have been helping me!

Love you guys!